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There's a lot to consider when it comes to finding a place to rent. The location, the building itself, the tenants, the amenities and staff are all important aspects to consider when apartment hunting. When you do find the perfect place, it's important to consider renters insurance. READ MORE >>

If you're currently in the process of renting a home or apartment, you will need a renters insurance policy for your belongings. The property insurance for a landlord will cover the losses for a building — whether it's a house, duplex, or apartment. Here are four main benefits of renters insurance. READ MORE >>

People who rent may not initially see much need for renters insurance. This is especially true for people who don't own many valuables and furnish their home with second-hand furniture. However, renters insurance may be more important than you think, especially when it comes to liability. READ MORE >>

Everyone loves their pets. And you've likely done a lot to make yours comfortable in your home. However, your dog or cat still has its wild instincts, and there are times when it might bite someone else. In these cases, can your property insurance help you out? Do renters insurance policies contain coverage for pet bites? READ MORE >>

Suppose that you spill a cup of coffee on your apartment's rug? Or, what if your pet claws at the carpet and creates a rough patch? Will your renters insurance cover it? Unfortunately, the answer is likely no. Most of the time, carpet damage is uninsurable under your policy. READ MORE >>

Electronics are expensive. These days, your TV might cost several hundred dollars. Once you add on equipment and enhancements, your costs might even reach four figures. If you are going to spend that much money, you expect your system to work. Still, there are plenty of risk factors in your own apartment that might damage your TV. READ MORE >>

These days, rent is expensive — the median value for a one-bedroom apartment in the United States is more than $1,200. In 2018, the average salary for a full-time employee came to $857 per week. Many experts recommend that you spend a maximum of 30 percent of your income on rent. READ MORE >>

If you're renting, it's important to understand that your landlord's insurance typically covers damage to the building only – not you, your guests or your things. Despite this, most renters don't buy renters insurance, which is a policy designed to protect you financially if you rent a house, apartment, or condo. READ MORE >>

Apartment complexes are communities. They also are home to a high concentration of people in one place. While crime might not be more common in apartments than in private homes, there is a relatively lower amount of privacy. Therefore, you have to protect your personal belongings in ways that you might not if you live in a single home in a rural area, for example. READ MORE >>

Rental houses might not belong to you. However, yours is still your home, and you want to feel secure there. Carrying renters insurance can help you in case accidents occur on the property. However, if a storm damages your property, you might wonder if your renters insurance will pay for damage to the home. READ MORE >>

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