If you move into an apartment, you might want to have a furry friend tag along. But pets can present a substantial renters insurance risk.
This video covers the specific risks your pet poses, and how customized coverage can help.
Here's a transcript of the video:
Moving into a rental property means you will have to take responsibility for the property of someone else. Landlords expect you to be a good tenant. That means preventing damage whenever possible.
So, when you bring a pet into the space, understand that you bring a big liability with you.
Let's consider a couple of examples.
Say that one day, your pet chases a neighbor's cat through an open garage door. Before anyone can get the dog under control, it breaks several items, tears up the neighbor's couch and causes a flat screen TV to fall off the wall, shattering it.
You also never know when your pet might accidentally bite someone, either out of fear or while trying to play.
Any damage your pet might cause is a cost risk, either to you or to those whose property suffered due to the incident. In certain cases, your renters insurance coverage might be able to help you pay. However, policies will have their limitations, so it is up to you to determine when you do and don't have coverage.
Renters are responsible for everything that happens inside their rental home. Be sure to tell us about your pet so we can help you get additional coverage. When it comes to renting, don't take the risk! Renters insurance is affordable and easy with BluCanopy. Get your quote and buy online in minutes at blucanopy.com.
Disclosure: This video is for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state.
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