When purchasing a renters insurance policy, it is important to keep all liability in mind, especially if you have furry friends. The insurance carrier you choose may offer pet liability coverage, which will be valuable in the event your pet accidentally hurts someone.
Protecting property from pets
Dog bites tend to be the most common claim by homeowners on their liability insurance policies. If pet liability coverage is included with your renter’s insurance, it can pay for the medical costs of those injured or legal fees if you are sued, up to your coverage limits.
Does renter’s insurance protect property from pet damage? While you will be responsible for replacing your own couch if your dog destroys it, in the event your dog ruins someone else’s couch, your liability coverage my cover the damage.
Breeds may be a factor
When looking at liability coverage, especially concerning your pets, it is important to specify the breed as there are some breeds insurance carriers will not cover. Some examples of uninsurable breeds are: Pit bull terriers, German shepherds, Mastiffs, Great Danes, Siberian huskies, and many more.
If you already have renter’s insurance, give your agent a call and make sure you are protected. If you don’t have renter’s insurance, look into renter’s insurance with BluCanopy and get a quote online in minutes.