Contents Insurance for Renters

Necessary Protection for Your Personal Assets

Anyone can benefit from buying contents coverage with their renters insurance. It’s there to protect your personal assets contained in the rental. Without a doubt, you will want to protect these belongings.

BluCanopy is proud to offer true, full renters insurance for all qualifying parties.

What Is Contents Coverage Insurance?

A landlord might require you to buy renters insurance because it will protect the risks you pose them by occupying their property. However, what about your own belongings? Don’t they need coverage, too?

Your BluCanopy renters insurance offers adaptable, customizable contents insurance options for any and all of your cherished personal items. Choose us, and you can rest assured that your belongings will have protection if hazards like fires or break-in occur in your apartment.

Should I Get Contents Insurance?

You absolutely will benefit from the help offered by contents coverage.

Personal belongings cost you money and time to buy and maintain. Some are even irreplaceable. With BluCanopy contents insurance, you won’t have to worry about high costs as you try to repair or replace items. Coverage can usually apply to any number of personal assets, including:

• Clothing
• Furniture
• Electronics and computers
• Common household items, like cooking utensils
• Food spoilage
• Mementos of various types

Expensive items, such as art or jewelry, might also have coverage. If necessary, we can help you add high-value items endorsements to your policy to tailor specific coverage to these items.

What Does Contents Coverage Include?

BluCanopy contents coverage insures items damaged by such incidents as:

• Fires & smoke damage
• Storm damage (lightning & hail included)
• Theft & vandalism
• Damage caused by vehicles
• Rioting
• Burst pipes

If you need specialty insurance, like renter’s flood coverage, we can make sure you get it.

How To Calculate Contents Coverage

The best way to get a good idea of how much contents insurance you need is to take an inventory of your most-valuable belongings. We can help you gather documentation to determine the right coverage value. Policies will include deductibles, so we will also help you choose deductible limits that will always make it possible to afford your claims.

Frequently Asked Questions