Georgia Renters Insurance
Protection For Renters Of Homes And Apartments In The Peach State
Whether you're in college or not quite ready for the burden of owning a home, renting an apartment or home in Georgia can be relatively affordable. Georgia is a gorgeous state with plenty of universities and job opportunities for everyone. If you're looking for an apartment in Georgia, you may find that most landlords require you to carry renters insurance. Renters insurance protects you and other tenants in the event of an accident or disaster by ensuring that you receive compensation.
Moving out can be expensive, but renters insurance doesn't have to be. BluCanopy will find you an affordable renters insurance policy that both meets your landlord's standards and covers you in case of an accident. Call us at (800) 573-0226 to talk about your insurance needs or fill out an online quote form today.
Common Georgia Renters Insurance Questions
1How Much is Renters insurance Per Month for an Apartment in Georgia?
The average cost of renters insurance is Georgia is about $18.83 a month.
2Do You Need Renters Insurance in Georgia?
The state of Georgia doesn't require tenants to purchase renters insurance, but most landlords will require you to carry a certain amount of liability insurance while you live in the rented property.
3What Does Renters Insurance Cover in Georgia?
Like other states, Georgia faces a range of dangers. Renters insurance can cover damaged caused by:
- Lightning and hail
Flood insurance unfortunately isn't covered by most renters insurance policies, but BluCanopy can find you an affordable flood insurance policy to add to your renters insurance coverage.
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4What Type of Renters Insurance is Available in Georgia?
A basic renters insurance policy in Georgia covers:
- Liability Coverage: This steps in if you cause bodily injury or property damage to someone else. It can help with the victim's medical bills and your legal fees, should the victim decide to sue. This coverage can also cover damage caused by your pet.
- Personal Possessions Coverage: This coverage compensates you if your items are lost or damaged due to a covered incident like fire or theft.
- Additional Living Expenses: This coverage — abbreviated as ALE — helps with the costs of moving somewhere else temporarily while repairs are being made to the rented property after a disaster.