Iowa Renters Insurance
Protection For Renters Of Homes And Apartments In The Hawkeye State
Iowa is known as a safe state with an affordable cost of living. If you're looking for an apartment, you're likely looking for a comfortable apartment complex in a safe neighborhood—and for an affordable price. But moving in can be a lot more expensive than people think. There are a lot of surprising fees when you've been approved for an apartment, and even during the application process. For example, you may discover that your landlord requires renters insurance after you've been approved for an apartment.
Don't panic, though. Renters insurance is relatively cheap, and BluCanopy is here to find you a reliable policy that fits into your budget.
We'll help you meet your landlord’s insurance requirements and cover your belongings. Call us at (800) 573-0226 or fill out a free online quote form to get started today!
Common Iowa Renters Insurance Questions
1How Much is Renters Insurance Per Month for an Apartment in Iowa?
The average cost of renters insurance in Iowa is about $12.25 a month.
2Do You Need Renters Insurance in Iowa?
No Iowa law requires renters insurance, but most landlords do require their tenants to purchase a certain amount of renters insurance.
3What Does Renters Insurance Cover in Iowa?
In general, renters insurance covers against:
- Storms (including wind, hail and lightning)
- Burst pipes
- Damage done by vehicles and aircrafts
A basic policy doesn't include flood coverage, but BluCanopy can find you an affordable flood insurance policy to enhance your coverage.
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4What Type of Renters insurance is Available in Iowa?
A basic Iowa renters insurance policy includes:
- Liability: If you cause bodily injury or property damage, liability insurance helps with the victim's medical bills. It can also help with your legal fees if the victim decides to sue.
- Personal Possessions: You can insure your belongings to receive compensation after an accident involving a covered incident with personal possessions coverage.
- Additional Living Expenses: If a disaster makes the rented space unlivable, Additional Living Expenses (ALE) will help with the cost of temporarily moving elsewhere while repairs are being made.