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Medical Payments Insurance for Renters

Quick Assistance for Guests in Need

You want your rental home to be a welcoming, inviting place for your houseguests. However, you can’t prevent every accident, and sometimes, your friend might wind up getting hurt as a result. With renters insurance medical payments coverage, you’ll be able to help them with their recovery costs.

What Is Premises Medical Payments Insurance?

With medical payments coverage, you can ensure a visitor or guest receives compensation in the event they accidentally get hurt on your rental property.

Even if the accident was not your fault, it still happened on your property. The injured person might want to see if your renters insurance will pay for their losses. If you have medical payments coverage, it might. Regardless of if your negligence caused the accident, coverage can help cover the person’s costs.

What Does Medical Payments Insurance Cover?

Medical payments coverage will generally provide payments for injuries occurring on the premises of your home.

Coverage might help guests who fall in your shower, burn themselves in the kitchen, trip on the corner of a rug or get hurt playing a game in the yard. Policies can even cover injuries sustained from attractive nuisances, such as that trampoline in your backyard.

How Much Is Medical Payments Insurance?

Your medical payments insurance cost will vary based on the amounts of coverage you choose. However, the overall cost will be part of the cost of your renters insurance premium.

We at BluCanopy know that you want to keep your budget in line. Let us help you decide how much medical payments insurance you can afford, but that will still provide you ample protection.

Frequently Asked Questions

1Is medical payments insurance required by law?
2Is medical payments insurance the same as bodily injury liability insurance?
3Are medical insurance payments tax deductible?
4Which states do you serve?

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