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New York Renters Insurance

Protection For Renters Of Homes And Apartments In The Empire State

New York is a state with two sides. The upstate region of the Empire State is quiet and rural. By contrast, greater New York City is a bustling hub of activity, with busy streets and sprawling infrastructure. Living in New York City is notoriously expensive. As such, making sure your belongings are secure is vital. With renters insurance, you can protect your belongings and ensure you'll be reimbursed in the event disaster strikes.

What Does Renters Insurance Cover?

Renters insurance covers liability and property damage both for yourself and other tenants. Liability insurance steps in if you cause bodily injury or property damage to someone else. Personal possessions coverage steps in if your personal belongings are damaged or lost. Incidents that renters insurance typically covers include:

  • Fire
  • Theft
  • Vandalism
  • Smoke
  • Windstorms
  • Smoke
  • Water Damage

Water damage can be tricky, as renters insurance doesn't typically cover flooding. You can purchase a separate flood and earthquake policy to add extra protection on your belongings. Water damage, as it refers to a general renters insurance policy, covers against events such as burst pipes.

Does Renters Insurance Cover Jewelry?

Renters insurance can extend to all your possessions, including jewelry (such as wedding rings), furniture, laptops and televisions. You can also add an additional jewelry floater policy if you have especially expensive jewelry with a value that would stretch beyond the limits of your renters insurance policy.

Get A Quote From BluCanopy Today

The knowledgeable agents at BluCanopy are eager to help you find the best New York renters insurance for your needs. Give us a call at (800) 573-0226 or get an instant online quote today.

Common Renters Insurance Questions in New York

1How much is renters insurance per month for an apartment in New York?
2What are the essential renters insurance coverage options in New York?
3How does renters insurance work in New York?
4Why do you need renters insurance in New York?
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