North Carolina Renters Insurance
Protection For Renters Of Homes And Apartments In The Tar Heel State
A lot of people move to North Carolina because of the affordable housing market, low taxes and low cost of living. Unfortunately, North Carolina also has its share of dangers. Tornadoes and floods both threaten homeowners and renters alike, so it's important when looking for an apartment that you have a comprehensive renters insurance policy
BluCanopy don't want you to settle for a policy that leaves you unguarded. We'll work closely with you to find an affordable policy tailored to your needs. Connect with us at (800) 573-0226 to talk about your insurance needs or get an online quote today.
Common North Carolina Renters Insurance Questions
1How Much Is Renters Insurance Per Month For An Apartment In North Carolina?
The average cost of renters insurance is around $11 a month. This depends on your credit score, location and other factors, so be sure to speak with a BluCanopy representative about what may be affecting the cost of your renters insurance.
2Do You Need Renters Insurance In North Carolina?
North Carolina doesn't have a law that requires tenants to carry renters insurance, but most landlords will require you to carry liability insurance.
3What Does Renters Insurance Cover In North Carolina?
Renters insurance covers a wide variety of dangers, including:
- Storms (lightning, wind and hail included)
BluCanopy can also find you an additional flood insurance policy to add to your coverage.
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4What Type Of Renters Insurance Is Available In North Carolina?
Renters insurance in North Carolina covers three areas:
- Liability Coverage: This provides compensation if you cause bodily injury or property damage to someone else. This can extend to damage or injury your pet causes.
- Personal Possessions Coverage: You can insure your personal belongings with personal possessions coverage. This will provide compensation if your insured items are lost or damaged due to fire, smoke or any other covered incident.
- Additional Living Expenses (ALE): ALE helps with the cost of temporarily moving somewhere else while repairs are being made to the rented property after a disaster.