Pennsylvania Renters Insurance
Protection For Renters Of Homes And Apartments In The Keystone State
Pennsylvania has a lower cost of living, when compared to the rest of the United States. If you're looking for an apartment in Pennsylvania, you'll likely be able to find somewhere affordable quickly — so long as you're looking outside of the upscale areas. Be careful when moving into a rented space, however. Since you don't own the property, you won't be covered by a homeowners insurance policy. You may be expected to acquire renters insurance.
Luckily, BluCanopy offers competitive prices for renters insurance across Pennsylvania. Our insurance professionals provide great customer service while working closely with each client to find the best policy at the best price. Connect with us at (800) 573-0226 to talk about your insurance needs or get an online quote today.
Common Pennsylvania Renters Insurance Questions
1How Much is Renters Insurance Per Month for an Apartment in Pennsylvania?
The average cost of renters insurance in Pennsylvania is about $15 a month. This price depends on different factors, however — such as your credit and the amount of coverage you purchase.
2Do You Need Renters Insurance In Pennsylvania?
Pennsylvania has no state laws requiring tenants to carry renters insurance. Still, most landlords will require you to carry a certain amount of liability insurance by the time you move in.
3What Does Renters Insurance Cover In Pennsylvania?
Renters insurance covers a range of dangers, such as:
- Storms (lightning, wind and hail included)
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4What Type Of Renters Insurance Is Available In Pennsylvania?
A basic renters insurance policy covers:
- Liability Coverage: This provides compensation if you cause bodily injury or property damage to someone else. This can extend to damage or injury your pet causes.
- Personal Possessions Coverage: You can insure your personal belongings with personal possessions coverage. This will provide compensation if your insured items are lost or damaged due to fire, smoke or any other covered incident.
- Additional Living Expenses (ALE): ALE helps with the cost of temporarily moving somewhere else while repairs are being made to the rented property after a disaster.