Texas Renters Insurance
Protection For Renters Of Homes And Apartments In The Lone Star State
If you're moving into your first apartment in Texas, you have a lot to consider. The cost of moving, the location, the amenities and the neighbors all factor in. It can be a lot of pressure. On top of that, you may be required to purchase renters insurance. Thankfully, renters insurance is relatively cheap, and BluCanopy can help you find an affordable renters insurance policy for the amount of coverage you need.
Our insurance professionals will work with you to find low prices for important renters insurance coverage. Protect yourself and your belongings today! Call us at (800) 573-0226 or fill out a free online quote form now.
Common Texas Renters Insurance Questions
1How Much is Renters Insurance Per Month for an Apartment in Texas?
The average cost of renters insurance in Texas is about $15 a month. There are many factors that influence the cost of your renters insurance, however, such as your:
- Credit score
- Coverage limits
BluCanopy can help pinpoint what is influencing your renters insurance rates and find you the most affordable price.
2Do You Need Renters Insurance in Texas?
Texas does not legally require renters insurance, but most landlords do require their tenants to purchase renters insurance before allowing them to move in.
3What Does Renters Insurance Cover in Texas?
Texas residents face a lot of dangers, from harsh floods to deadly tornadoes. Renters insurance doesn't usually cover floods, but BluCanopy can find you a flood insurance policy to add to your coverage. In general, renters insurance covers against:
- Storms (wind, hail and lightning included)
- Damage done by vehicles and aircrafts
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4What Type of Renters insurance is Available in Texas?
Renters insurance coverage you can purchase in Texas includes:
- Liability Coverage: This provides compensation for bodily injury and property damage you cause to someone else. This can also cover damage or injury caused by your pets.
- Personal Possessions: If a disaster sweeps in, personal possessions coverage will compensate you for loss or damage to your personal belongings.
- Additional Living Expenses: If a disaster — such as a tornado — makes the rented space unlivable, Additional Living Expenses (ALE) will help with the cost of temporarily moving elsewhere while repairs are being made.